UPDATE: #GetCovered Testing the ‘Obamacare’ System

I could approach this from different ways, but I’m not. I’m a straight shooter and this issue is too important to dance around. So, here it goes.

The online process for signing up is not perfect, I got cut off several times, insurance language is confusing and if you have never signed up for insurance through work or on your own–I suggest you get help with signing up for ACA (Affordable Care Act) insurance. This is actually my only complaint, and really it is a word of caution. I expect bugs in a new system—ask Apple.

Kentucky has a pretty easy and effective system.

So about  the insurance

I have always had insurance through either my parents or I paid for it when I started my first full-time gig. Needless to say, I am aware of the cost associated. Through employers you often get a group rate which varies depending on your employer. 

Fortunately for this little experiment, I was in the midst of hopping from one job to another and I had 90 days between which I could pick up COBRA or go without insurance with no penalty. Yes, people there is a penalty if you are not covered and you have the opportunity to be–I know evil President, wants you to get healthy. What are those Obamas thinking?!? No, but seriously.

The plans are pretty sweet! Many were better than those offered by places I have worked. Not only that, the packages were better than what I had for my expiring policy and what COBRA was offering. The prices were nice too, between $150-$200 cheaper a month!! Yeah, it actually saved me money. 

Like I said, I have no dog in this fight (by that way, that is a terrible metaphor and dog fighting is horrendous) and I am still thinking folks should check this out when considering insurance.

Enrollment is now closed and is proposed to re-open November 15, 2014 – February 15, 2015, according to healthcare.gov.

Before, I go on a rant about politics and who is right and wrong (no one is) I can’t rationalize why someone would not want to save money on health insurance. Whether people look or not is on them–I say give it a whirl, if it kills you well…

UPDATE: Forget the Politics, Just Get Covered…Documenting My Experience

KY’s Healthcare Exchange is kynect

In an effort to practice what I preach, I am going on to the Kentucky “Obamacare” site and apply for healthcare. I will then share my experience and give honest feedback. If you don’t know already, Kentucky, has been praised for it’s effort in making access to healthcare as simple and efficient as possible. I’ll give a grade later 😉

Full disclosure: I am in no way part of any political campaign or cause. I am not receiving anything in exchange for my opinion. I am doing this solely because I am sick of hearing people complain and quite frankly, I want to see what happens. In short, This is all me, people!

Forget the Politics, just #GetCovered by 3/31/2014

healthcare.gov

healthcare.gov

Today, I’m Cleaning Out My Closet

I have documented my struggles with coping with my closet (I know, total first word problem). So instead of complaining, moving, or buying more stuff to organize my stuff, I activated the six months to year rule. The rule being,if I had not worn it in six months to year it had to go (with the exception of professional work attire which I do not use at the moment). There was some stuff I had been holding on to since ’05-’06, for real, and to make matters worse, it still had tags on it–ya’ll!  I am not proud of this but, hey.

On a mission, I  blew off my normal workout and looked at this cleaning out process as cardio and strength training. I packed out several things that were just rags to the dumpster (2-4o gallon trash bags), 1 large Ikea bag was for consignment (Keshia gotta get paid 🙂 ), and  2 – 40 gallon bags for donation..I chose Goodwill. In the end I was rewarded with around 300 calories lost, $70 from consignment (this is a big deal–because I hardly ever pay full price for anything), supporting the mission of Goodwill (creating job opportunities for those willing to learn and work), and welcoming new space in my home, as well as finding some cool stuff I forgot I owned.

I still have a few other pieces I need to unload like some Vera Bradley & Coach accessories, and a pair of patent leather Cole Haan peep-toe pumps–I’ll get to it.

Once everything was out of the way I felt relieved. With the holidays and gifts being thrown around consider re-gifting or consignment to save money or donate to places like Goodwill to help others and your taxes.

 

Happy Evaluate Your Life Day!

www.juliesdesignaday.co.uk

October 19th is National Evaluate Your Life Day, did you know that? I learned about it this year and in honor I am having a small gathering with friends. I am excited to take this on.  On this day you are asked to consider making positive changes in your life and appreciating the positive things you already have. To kick off the morning I am heading to an 8am Bikram Yoga class then to pick up some goodies that I am preparing for this evening.

This evening I am planning on getting together with few friends for food, drinks, and vision boarding. I have been promising to do some vision boarding since the summer and EYL-Day seems like a perfect time to do it.

I think this can be a really positive experience in general. However, the key to doing it well is to 1. Participants should be people you trust and don’t mind opening up to 2. It does not have to be serious and somber…fun is highly encouraged 3. Make it an event. Along with dinner and vision boarding I am bringing along Love Actually to kick off the holiday season and who knows what else we may get in to.

So if you can, take some time this weekend either with close friends or alone and think about where you would like to see your life go in the next 3, 6, or 12 months. Who knows, what comes out may surprise you.

 

Here are a couple of resources to get you going on EYL Day courtesy of International Coach Federation and Mitch Meyerson

Five questions to ask yourself:

  1. Where are you?
  2. Describe your current situation in three words.
  3. Think back to who you were five years ago. Are you (today) where you thought you would be?
  4. Where are you headed? Is it where you want to be? (If it isn’t, how can you get on the path you want to be on?)
  5. What adjustments must you make?

 

Careerist: Life or something similar

Photo of Parry Ernsberger from HelloGiggles.com

I ran across this great post on HelloGiggles.com this morning and I had to share. Parry Ernsberger wrote a very relevant article titled, Finding Happy Things in Unhappy Places. The awesomeness and amazeballs timing of this piece is ridiculous. I have been having this conversation with a couple of my friends and we are honestly making plans to work together to get our crap in check.

Fortunately, none of us are dealing with a broken heart but unhappy, negative places we can write volumes about. Personally, I can fill the first two…just being honest. There are several things that Parry hits on that are so spot on that I felt like I wrote them myself.

Before the critics jump in and say she is whining or our generation is full of babies…blah, blah, blah. I believe this article is the complete opposite of that. With most slumps, in order to get out of them you have to go through the phases. The most important thing is how you handle moving forward. Anyone can sit and complain but Parry does something awesome by making a plan and taking a risk.

So here is snip from the article below. To read the entire article hop on over to HelloGiggles.com.

Most people think you’ve already made it when you move to New York City. “New YAWK!” they would exclaim when I returned home to North Carolina for the first time since my move. “Don’t you just looove it?” people would coo before offering up their own favorite part of the city, which usually included a department store trip or a Broadway show or some “cute little restaurant” in Soho. “Best city in the world!” I’d nod with gritted teeth. I didn’t just love it. And I wasn’t going to Soho for anything, ever.

This explains things perfectly

This explains things so perfectly